It’s common for individuals to get into credit trouble, especially when unexpected circumstances arise. Financial emergencies can lead to taking on a significant amount of debt which may result in late payments, collection accounts, bankruptcies, or foreclosures. For some, financial hardships are not the culprit of a bad financial track record; instead, there was simply a lack of education surrounding what it takes to be credit savvy.
Regardless of the reason behind bad credit, there are situations where fixing it cannot be done alone. This is where credit repair companies come in. Lexington Law, one of the nation’s leading credit repair organizations, offers several ways for consumers to get the help they need in an affordable, transparent way. Here’s how the company works to restore your credit in 2020.
How It Works
Individuals ready to fix their credit by utilizing the services offered by Lexington Law can start the process by contacting the company via phone at (855) 617-1318 or filling out an engagement form online. Once the initial information is provided, including name, date of birth, state of residence, and level of services requested, Lexington Law immediate gets to work.
This begins with the case intake process in which the company helps customers obtain credit reports from the three major credit bureaus – Equifax, Experian, and TransUnion. After receiving the history reports, the account specialists at Lexington Law begin the in-depth review of each report, searching for errors and disputable items.
A customer’s case manager then sends correspondence to creditors and the credit bureaus to dispute inaccurate information. Each customer receives a repairing strategy based on their unique situation, and the specialists at Lexington Law credit repair create ongoing personalized credit score improvement plans for those who opt into the service.
Over time, the company works through specific follow-up and escalation processes to ensure items are removed from credit reports in-line with federal laws to improve your credit report and score as quickly as possible.
Credit Repair Pricing
Unlike some credit repair organizations, Lexington Law offers different levels of service designed to meet the needs of individual customers. The pricing options include the following:
- Concord Standard Plan – $89.95 per month and includes bureau challenges and creditor interventions
- Concord Premier Plan – $109.95 per month and includes added features like InquiryAssist, Score Analysis, and TransUnion Alerts
- Premier Plus Plan – $129.95 per month and includes all the services in Concord Premier, plus personal finance tools, cease and desist letters, FICO score tracker, and identity protection
Lexington Law credit repair not only stands out in its flexible pricing, but it also offers a unique family discount to households who sign up for the service together. Up to a 50% savings off the first-work fee for customers and their friends and family when they signs up within a few days.
Services and Features
Depending on the type of plan selected, customers have access to the following services and features with Lexington Law:
- Personal finance tools via the online platform
- Identity protection
- FICO credit score tracking
- TransUnion credit report alerts
- Score analysis tools
- Cease and desist letters to creditors
- Bureau challenges
- Credit interventions
All customers have access to their personal online portal with Lexington Law which provides detailed information on the progress toward goals.
About Lexington Law
Founded in 1991, Lexington Law has been serving individuals and families who need to repair their credit history. The company is headquartered in Utah, but assists consumers around the United States. The company has provided credit restoration to hundreds of thousands of customers throughout its history, and it employs a dedicated group of credit specialists, lawyers, paralegals, and additional staff across the country.
Contact Information
Individuals who want to learn more about Lexington Law credit repair services may contact the company by phone at (855) 617-1318, or by visiting the company online.